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Travel Insurance
Everything You Need to Know About Insurance for Extended Travel


Quick Answer: Long-term travel insurance provides health coverage for trips lasting more than 6-8 weeks, typically up to 1-2 years. It bridges the gap between standard travel insurance and full international health insurance. Costs: €30-150/month depending on destination and coverage.
Planning an extended trip around the world? A sabbatical in Southeast Asia? Or perhaps a year-long backpacking adventure? Standard travel insurance won't cut it – you need long-term travel insurance designed for extended journeys.
Long-term travel insurance is specifically designed for travelers embarking on extended journeys lasting from several weeks to several years. Unlike standard travel insurance (which typically covers 30-90 days), long-term policies provide:

Long-term travel insurance is ideal for:
It's important to understand the difference:
| Feature | Long-Term Travel Insurance | International Health Insurance (IPMI) |
|---|---|---|
| Duration | Up to 2 years | Unlimited |
| Coverage | Emergencies + basic care | Comprehensive |
| Routine care | Limited or none | Included |
| Pre-existing conditions | Excluded | Often covered |
| Price | €30-150/month | €120-700/month |
| Best for | Travelers | Expats living abroad |
When to Choose What:
Pricing depends on several factors:
| Destination | Basic | Standard | Premium |
|---|---|---|---|
| Europe only | €25-40 | €40-60 | €60-100 |
| Worldwide excl. US | €35-60 | €60-90 | €90-150 |
| Worldwide incl. US | €60-100 | €100-150 | €150-250 |
Look at:
Watch Out For:
Long-term travel insurance is essential for extended journeys. It provides peace of mind without the cost of full international health insurance.
Not sure which option is right for you? If you're:
Ready to Get Covered? Compare travel insurance options or get expert advice on the best coverage for your journey.